Accept debit payments with blockchain finality. Every transaction is Plaid-verified, converted to USDC, and settled in USD — in under 15 seconds. No credit cards. No chargebacks.
$497 one-time setup · $47/month platform fee · Processing from 2.9% – 5.9% · No per-transaction flat fees
From debit payment to settled funds — every step is Plaid-verified and recorded on the blockchain.
Every feature designed for speed, security, and transparency.
Payments settle in under 15 seconds — not 2–3 business days. Blockchain finality ensures irreversible transactions.
Plaid-verified identity, bank-grade fund verification, encrypted data, and immutable blockchain records.
Start at 5.9% and automatically drop to 2.9% as your monthly sales volume grows. No per-transaction flat fees.
Blockchain-confirmed payments are irreversible. Eliminate chargeback fraud and disputed transactions entirely.
Track every transaction stage from authorization to settlement. Full visibility with per-site analytics.
Receive real-time webhook events at every payment stage. Integrate seamlessly with your existing systems.
Credit cards are the root cause of chargebacks, holds, and fraud in payment processing. We eliminated them entirely — and here's why that changes everything for your business.
Customers dispute charges up to 120 days later. You lose the sale, the product, and pay a $25+ fee — even when you're right.
Processors hold 5–10% of your revenue for 6+ months. Your cash flow is strangled by someone else's risk model.
Criminals use stolen credit card numbers to make purchases. You ship the product, then the real cardholder disputes it.
Customers receive goods, then claim they didn't. Credit card networks side with the buyer 70%+ of the time.
Debit payments are Plaid-verified and blockchain-confirmed. No dispute window, no reversals, no chargeback fees — ever.
Funds are verified before they move. There's no risk to hold against, so your money settles in seconds — not months.
Plaid confirms the customer's real identity and bank account before every transaction. Stolen credentials can't pass verification.
Every transaction is recorded on the Polygon blockchain. Disputes are resolved with on-chain evidence, not he-said-she-said.
By accepting only debit cards and bank payments — verified through Plaid and settled on the blockchain — we eliminate the entire category of fraud, chargebacks, and holds that plague traditional processors. Your customers pay with real, verified funds. You receive settlement in seconds. No middleman holds your money.
Three simple components. Processing fees decrease automatically as your volume grows.
Polygon gas fees absorbed by the platform. No hidden costs. Rates auto-promote and never increase.
Hear from merchants who switched to FuturumPay and never looked back.
We were labeled 'high risk' by three processors and hit with rolling reserves that crippled our cash flow. FuturumPay gave us instant settlement with no holds — our revenue finally moves at the speed of our business.
Marcus T.
CEO, Supplement Brand
Fraudulent chargebacks were costing us $8K/month. With blockchain-verified transactions, every payment has an immutable record. Disputes dropped to near zero because the proof is on-chain.
Sarah L.
Founder, Digital Services Co.
We wanted to stop relying on a single payment processor who could freeze our funds at any time. FuturumPay's decentralized settlement means no single entity controls our money.
James R.
COO, E-Commerce Platform
Join the future of payment processing. Blockchain-backed, instantly settled, fully transparent.